FAFSA简化法案

Terminology updates that all students and parents should be familiar with:

• Expected Family Contribution (EFC) will be Student 援助 Index (SAI)
• 学生资助报告(SAR)将是FAFSA^® 意见书摘要(金融监督委员会)
• 美国国税局(IRS)数据检索工具(DRT)将是国税局直接数据交换 DDX)
• 任何被要求提供FAFSA®信息的人都被称为贡献者 (见下文).
• An FSA ID is also now referred to as a Student援助.政府账户.

贡献者是任何需要提供联邦税务信息同意的人 (FTI)，并在FAFSA上签字^®. 对于受抚养的学生，这包括学生和学生的父母(亲生父母、 养父母及/或继父母(如适用). 对于独立学生，这包括 the student and the student’s spouse if applicable. 如果独立学生已婚 and filed separately, both individuals are contributors and must have FSA IDs.

一个学生对FAFSA的回答^® form will determine which contributors will be required to provide information. 学生 will invite a contributor to complete 他们在FAFSA中的份额^® form by entering the contributor's name, date of birth, SSN, and email address.

捐款人必须同意获得他们的联邦税务信息(FTI)。 从国税局转来的. Consent authorizes direct access and disclosure of IRS data and allows for disclosure of that information to state entities, institutions and 学术组织. 如果任何捐款人拒绝同意，该学生将没有资格获得联邦， state, and institutional need-based financial aid.

如果受供养学生的父母未婚同居，则父母双方都同意 作为捐助者，将需要有单独的联邦学生援助(FSA) id，并需要 提供同意. 受抚养的学生，其父母提交了美国移民申请表.S. 所得税申报表 作为已婚共同申报，只需要一个父母供款人填写FAFSA^®. 如果学生的父母单独提交，父母双方将被视为贡献者 因此需要单独的FSA id. 

Note: If a contributor doesn't have an SSN, they can still be invited to complete 他们在FAFSA中的份额^® form. To invite a contributor who doesn't have an SSN, the student will indicate 参与者没有社会安全号码，而是提供参与者的社会安全号码 邮寄地址.

To complete the contributor's portion of 联邦助学金免费申请表^® 形式，贡献者将

1. Receive an email informing them that they've been identified as a contributor;
2. 创建一个 Student援助.政府 account (FSA ID) if they don't already have one;
3. Review information about completing their section of 联邦助学金免费申请表^® form; and
4. 提供所需的个人和财务信息并同意和批准 学生的FAFSA^® form.

• 共同生活的父母
  父母未婚的学生，其父母收入及资产 分居或者未婚同居的，应当包括所得和财产 父母双方.
• 父母离异或分居
  从2024-25奖励年度开始，谁是记录的父母有变化 (主要父母)在FAFSA^®. Parental income and assets for a student whose parents are divorced or separated, but not remarried, 决定 by including only the income and assets of the parent who provides the greater portion of the student's financial support during the 12 months immediately prior to filing 联邦助学金免费申请表^® even if the student does not live with that parent or lives with the other parent. You will notice that the parent with whom the student lived the most in the past 提交FAFSA前12个月^® is no longer a criterion for divorced or separated parents.
  • 如果父母双方都没有在申请前的12个月内提供支持 联邦助学金免费申请表^®在美国，在册父母是指在工作期间提供大部分支持的父母 the most recent year that the student received financial support from a parent.
  • 如果父母双方要求同等数额的抚养费，那么在籍父母是 parent with the greater amount of income or assets.  
• 父母再婚
  If a parent who is divorced or widowed and would be included on 联邦助学金免费申请表^® 如果学生再婚，则必须包括父母配偶的收入 parent and the stepparent are married as of the date 联邦助学金免费申请表^® 完成.

新的FAFSA^® 申请表上会有“谁是我的父母??” wizard tool to assist students in determining which parent should be included as a contributor. 

学生和家庭将看到一种不同的衡量他们支付大学费用能力的标准， 他们申请联邦学生援助项目的资格也将发生变化 决定. 的 new needs analysis formula removes the number of family members 从大学的计算来看，允许的最低学生资助指数(SAI)为负 1,500美元，并对联邦佩尔大学实施单独的资格确定标准 奖助金. 

Federal Student 援助 has released a Federal Student 援助 Estimator to help students 了解他们可能有资格获得多少联邦学生援助 的赛.

Notable changes to the federal SAI methodology include the following: 

• 的 number of children in college is not considered in 的赛 calculation. 本科 students with siblings in college may see a change in their aid eligibility.
• 该公式减少了数据项和免税额的数量 income data items being removed from 联邦助学金免费申请表^®.
• Annual child support received will now be an asset and reported based on the last 完整日历年. Which year is used will be based on when 联邦助学金免费申请表^® 完成. 例如，如果FAFSA^® 将于2023年12月完成，届时将报告收到的子女抚养费 从2022年起. But, if 联邦助学金免费申请表® was completed in 2024, the child support received 会从2023年的总数中报告吗.
• Business net worth will now be reported regardless of the size of the business.
• 家庭农场净值现在将被报告，除了农场的一部分 the family’s primary residence, which should be deducted from the total net worth. 更多的指导将由教育部给出 2024-2025年FAFSA^® 方向.
• 的 applicant’s family size will be based on the tax data used for 联邦助学金免费申请表^® 应用程序 and downloaded directly from the IRS. 贡献者将拥有这种能力 如果家庭人数自联邦纳税年度以来发生了变化，则更新家庭规模 正在下载税务资料. 注:为每个下载的税务信息 供款人将根据之前的纳税年度，这是一致的 当前实践. For 2024-2025, it would be two years back from the base year of 2024年，也就是2022年的纳税年度.

所有投稿人必须有助学金.(FSA ID)登录并完成 他们在FAFSA中的份额^® 应用程序.

• 创建助学基金.政府账户 (FSA ID)，并鼓励任何供款人，例如你的父母或配偶， 去创造他们的. 的re will be a tool for students to use through the process to determine which parent(s) should be invited as a contributor. 请注意:如果你 or your contributor already has an FSA ID, you will use your existing FSA ID.
  • This account and password gives you access to Federal Student 援助’s online system 并作为你的电子签名.
  • 通过创建助学基金.政府账户，你可以填写FAFSA^® when it’s available, sign your Master Promissory Note (MPN), apply for repayment plans, complete loan counseling, and use the Public 服务 Loan Forgiveness Help 工具.
• 观看这个视频: “2024-2025年FAFSA有什么变化?^® form?" 

• 学生可获得的一般援助类型和联邦学生贷款限额.
• 联邦助学金免费申请表^® 是否仍然需要每年考虑联邦财政援助 as for certain state and institutional aid programs.尽管FAFSA的发布^® 推迟到2024-25年，教育部会继续提供吗 on October 1 starting again with the 2025-26 FAFSA^®. 
• 联邦助学金免费申请表^® 还会要求上年度的税务信息，也就是学生吗 will report 2022 income and assets on the 2024-25 应用程序. 有重要家庭 收入水平的降低可以提交a 特殊情况表格. 
• 关于学生性别、种族和民族的问题将继续存在 对联邦学生资助资格没有影响，并用于统计目的 只收集数据. This information is collected by the Department of Education and is not shared with the 云顶集团.